Commercial Property Insurance
This policy is intended to cover damage to the building, common areas and elements otherwise specified by the association's governing documents to the extent damage is caused by an “insured peril” such as fire, lightning, explosion, smoke, windstorm, hail and others.
Commercial General Liability Insurance
This insurance policy protects the HOA/building owner against liability for claims alleging third bodily injury and/or property damage like a slip and fall or fire damage to a unit owner’s property caused by the HOA/building owner’s negligence.
Umbrella or Excess Insurance
This policy is issued to provide limits in excess of the HOA/building owner’s General Liability Policy and is intended to respond if limits under the general liability policy are depleted.
Crime/Fidelity
Crime and Fidelity Insurance protect the HOA/building owner’s operating and reserve accounts. Crime and Fidelity Insurance can cover fraud, embezzlement or false invoices, computer fraud and wire fraud.
Directors & Officers
This insurance policy is maintained to protect the HOA from lawsuits against its board of directors/officers for claims alleging wrongful acts or breach of a fiduciary duty.
Workers’ Compensation
Workers’ compensation policies generally do not pick up unpaid or volunteer staff and HOA/building owner workers’ compensation policies are crafted to address this exposure.
What Makes Us Unique
Insurance coverage you can trust
You know you are getting the best coverage from the most trustworthy insurance carriers because Agilius works directly with top A/A++ rated carries who specialize in commercial real estate insurance such as Chubb, and PHLY.
Same or better coverage for up to 50% less
One form, multiple quotes. More quotes, more options, more savings! Our unique offering combines proprietary technology with unlimited expert advice to help you find the best coverage at the most affordable price.
Free and Easy
Get free, no hassle quotes online at the click of a button. No more fax machines, long telephone calls with agents and long unreadable forms. It’s as easy as 1,2,3.
More choice, without the hassle
Multiple coverage tracks designed by our top industry experts. Want to further customize your coverage? Use our online tools to add and subtract coverage options and see how this affects your price in real time.
Unlimited Expert advice
If you have any questions at any point of the way, our top experts would be happy jump on a phone call with you and provide tailored guidance.
Online everything
Access to quotes, binders, policy forms and all endorsements 24/7. Unit owners and tenants get direct access to download their insurance certificates from our site. All policy related material is available 24/7.
Stop paying twice as much as your next-door neighbors!
Our research team at Agilius discovered that the price differences* for Homeowner Association (HOA) insurance policies in NYC are nothing short of astounding, and this is just one example out of many across the US. Agilius provides you with an easy way to compare quotes online, customize your coverage with the combination of technology and expert advice, and find the best insurance coverage at the most affordable price. So stop overpaying for insurance, check how much you could save right now!
* Illustration shows examples of insurance cost per $1M of asset replacement cost;
Source: NYS Attorney General condominium filing plans 2013-2016.